Age Requirement for Use of Site: This Site is not intended for use by persons under the age of 18 years old. You must be 18 years old or older to provide any personal information to the Site, or to us through the Site.

Domicile Requirement for Use of the Site: You represent and warrant that you are domiciled in the United States.

1. Collecting Information:
   
   Why must you give so much personal information?
   
   Insurance companies establish their rates using a variety of criteria. Since we deal with several different companies, we must ask you the questions required by each of them to determine the most competitive match for you.
   
   In some cases, where permitted by law, insurance companies may need to obtain additional background information about you, such as credit reports, driving records, or claims history verification, and may need your social security number or drivers license number to obtain these reports. Should you decline to provide information requested on the application form, you may eliminate some of the most competitive quotes.
   
    
2. Usage and Sharing:

   We will not sell or rent personally identifiable information regarding our visitors to anyone.

   We use information collected on and through this Site for a variety of purposes in the course of business and as otherwise set forth herein. For example, such information may be used to provide the product or service requested such as processing applications to receive insurance quotes.
   
   Application Data will be forwarded to insurance carriers or other agents who may contact you with your quote by email, telephone, postal mail or other forms of communication. We are not responsible, and shall not be liable, if an agent, broker or company to whom we forward your Application Data violates our Privacy Policy or their own privacy policy, if any.
   
   We also reserve the right to disclose any information concerning you if required by law or to protect or defend our rights or the rights or well-being of our users or if you are involved (or are reasonably suspected to be involved) in any illegal activity, even without a subpoena, warrant or court order.
   
    

3. Consent to Processing:
   
   By providing any personal information to this Site, you fully understand and unambiguously consent to the transfer of such personal information to, and the collection and processing of such personal information in, the United States and other countries or territories.
   
   By submitting this information you are authorizing Brokers, Agents and/or Insurance Carriers in the AALL Insurance Group network to contact you directly with quotes via telephone, fax, and email, regardless of the presence of your phone number(s) on any local or national no-call list.
   
    
4. Links:
   
   This Site may contain links or references to other Web sites outside of our control. Please be aware that we have no control over these sites and our privacy policy does not apply to these sites.

If you have any questions, please feel free to contact us.