Contact choices · Arizona liability
Start with the basics. Keep contact on your terms.
These three questions do not ask for your name, email, or phone. You can review your next steps or choose to call AALL.
English & Spanish · Phone & in-person help
Questions for your agent
Get clear answers before you choose.
- What information is needed to complete a quote?
- How will that information be used?
- Who may contact me, and for what purpose?
- What am I agreeing to before I continue?
Contact and consent
What happens before contact information is requested
Will these three answers trigger a call?
No. This first screen does not request contact information. Any later contact choice and consent should be shown clearly before you continue.
Will I see a quote before sharing contact information?
These three answers do not produce a price quote. They help you review your next steps. A full quote requires additional driver and vehicle details; ask AALL what information is needed and how it will be used.
Does a quote request create coverage?
No. Coverage begins only after a carrier issues a policy and confirms the effective date.
Before you say yes
Confirm these five things in one place.
- 1Drivers and vehicleNames, driver details, vehicle, and VIN are correct.
- 2What is due todayThe starting amount and what repeats are shown separately.
- 3Every applicable feeAgency, carrier, policy, and filing fees identify who charges them.
- 4Exact effective dateKnow when coverage starts; a quote is not active coverage.
- 5Who handles whatAALL, carrier, customer, MVD, court, or lender steps are separated.
Final eligibility, price, limits, terms, and effective date depend on underwriting and policy issuance.
AALL Insurance
Local help when you have questions.
Talk through available insurance options in English or Spanish. You can reach AALL by phone or visit an Arizona office.
Arizona minimum
per person
per accident
damage
Know what you’re choosing
Liability generally covers harm you cause to others, not your own car.
Arizona generally requires 25/50/15 liability limits for vehicles driven on public roads. Meeting the minimum is one consideration; understanding the gap is another.
- What liability is forCovered injuries and property damage you cause to other people, up to policy limits.
- What liability alone generally does not payYour own injuries or damage to your own vehicle; policy terms apply.
- What an agent can help reviewWhether minimum liability fits your vehicle, finances, lender requirements, and risk tolerance.
When liability-only may fit
Tends to fit: an older, paid-off vehicle whose owner is prepared to handle repairs or replacement without an insurance payout.
Usually doesn’t fit: a financed or leased vehicle; lenders typically require physical-damage coverage beyond liability.
Separate note: if you use your vehicle for rideshare or deliveries, ask an agent to check that use and the coverage you need before driving.
These are general patterns, not advice about your policy. Ask an agent to review your situation.
Looking for a different office?
Find AALL offices by ZIP
Enter an Arizona ZIP to see the AALL offices in that area.
ZIP matching suggests an area, not the closest office. See all offices and current hours.
Start the insurance search without handing over your number.
Review three basics first. Call AALL when you are ready to discuss a quote.